If you love to shop at PC Optimum brands like Loblaws, Shoppers Drug Mart and Esso, the PC World Elite Mastercard offers excellent rewards with no annual fee. With 1% cash back on purchases, no foreign exchange fees and no annual fee, this rewards card offers travellers simplicity over luxury perks. With no annual fee, no-fuss redemption options and bonus savings on gas, this card offers reliable everyday savings. This card also offers excellent benefits for drivers including free roadside assistance and savings of up to ten cents per litre at select gas stations with Journie Rewards. If you don’t want to worry about which spending categories you should choose, the CIBC Adapta Mastercard has you covered. With no annual fee and an intuitive rewards program, the CIBC Adapta Mastercard is a practical choice for cardholders with fluctuating spending habits.
15,000 Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Our small-business writers and editors chose the best business travel credit cards based on their independent research and ratings. Those relationships do not influence our editorial team's selections. You can apply for the cards highlighted below via NerdWallet's partners. Our partners cannot pay us to guarantee favorable reviews. Other factors include your credit profile, product availability and proprietary website methodologies. Our partners compensate us for advertisements that appear on our site.
This includes co-branded hotel and airline business cards. Veterinary soft tissue surgery includes procedures performed on areas of the body other than the bones, joints, muscles, or nervous system. Travel redemptions, statement credits and transfers to select airline or hotel partners. No-fee or lower-fee cards that earn travel rewards without requiring premium spending. But if you don’t fly WestJet often, or don’t meet the minimum $80,000 annual income requirement, this card won’t be worth your while. However, the $139 annual fee may be too steep for some users, and anyone looking for airport lounge access won’t find it here. As the name suggests, this card offers top-tier perks like free airport lounge access, an annual $200 travel credit and a full suite of insurances.
Best travel cards for airline and hotel loyalty
The Cathay World Elite Mastercard is a strong choice for Cathay Pacific flyers. British Airway’s-specific perks include 3 Avios points per $1 spent with the airline, plus fare discounts and annual companion passes. As Canada’s only co-branded British Airways card, this is a practical choice for frequent flyers of the airline. Point for every $1 CAD spent on all other qualifying net purchases. Still, its appeal is fairly niche, and the rewards rates may feel underwhelming if United isn’t your airline of choice. The United MileagePlus Neo World Elite Mastercard is a solid pick for Canadian United flyers who want useful airline perks without paying a sky-high annual fee. This co-branded Porter card offers enriched VIPorter point earn rates and luxurious travel perks befitting a top-shelf travel card for just $199 annually. But not everyone will be able to afford the annual fee, nor meet the steep income requirement.
Those points have a base value of 1 cent per point when redeemed for travel but can be worth even more if redeemed through one of AmEx's transfer partners. Diagnostic testing can include laboratory testing (blood, urine, and fecal) and diagnostic imaging like X–rays, CT, MRI, and ultrasound. Before you apply for a travel card, review its eligibility criteria, including any applicable annual income requirements, to ensure you qualify. Travel cards may also offer bonus points on purchases made with program partners. Airline and hotel cards can be better when your loyalty is already clear. Airport lounge access, hotel credits, travel insurance, concierge service, NEXUS rebates and priority airport benefits can help offset a high annual fee. Premium travel cards can be worth it, but only when the perks are real for you. The Marriott Bonvoy American Express Card helps travellers earn free stays and experiences at some of the world’s ritziest hotels, restaurants and spas.
The right choice will depend on your preferences. These cards can be a good choice if gas is a common expense for your business. Small-business cards work like other credit cards. A business gas credit card offers greater rewards for fuel purchases. NerdWallet's writers and editors monitor close to 70 business credit cards. Cards can be used at gas stations in the WEX network (45,000+ locations). There's no annual fee for the card, but you have to be a Costco member (which does require a fee).
This Southwest card comes with a slew of perks for business owners, including in-flight Wi-Fi credits and bonus points to qualify for companion passes and elite status. But you can't transfer points to any travel partners. And Bank of America sweetens the pot for qualifying Preferred Rewards for Business members; they can get up to 2.62 points per $1. Add in the included elite status, generous rewards, a dandy welcome offer and more, and it's hard to go wrong. 2x-6x 6x points on each dollar of eligible purchases at diwawin casino hotels participating in the Marriott Bonvoy® program. 1x-3x After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year.
We gather this information from rates and fees documents, deposit account agreements, financial institution websites and company representatives. To view rates and fees of The Blue Business® Plus Credit Card from American Express, see this page. To view rates and fees of The Hilton Honors American Express Business Card , see this page. To view rates and fees of the Marriott Bonvoy Business® American Express® Card, see this page. To view rates and fees of the Delta SkyMiles® Reserve Business American Express Card, see this page. To view rates and fees of the American Express® Business Gold Card, see this page. To view rates and fees of The Business Platinum Card® from American Express, see this page.
Business cards that earn 3.0 to 3.9 stars are fine business cards. They deliver excellent value and might be the best choice for certain businesses, depending on your needs and spending habits. We narrowed our choices to the cards that offer the most value to the most business owners. Cards needed to earn at least 4.5 stars to make our list of the best business travel cards. This included 30 we categorize as “business travel” (learn more on how we define this). Our editorial team evaluated more than 70 business cards for 2026.
But the top cash-back rate of 4% on restaurants, bars and coffee shops is capped at $5,000 a year, which may be too restrictive for people who spend big on dining out. It lets you earn Avion points on everyday spending without paying an annual fee, which makes it appealing for cardholders who already bank with RBC or want to stay in that rewards environment. This no-frills, no-fee card earns Avion points on every dollar spent with elevated rates for eligible grocery, gas, gaming purchases and more. It also offers a few features that are seldom found in this category including travel emergency medical insurance, rental car insurance and a complimentary concierge service. That said, points are only redeemable at Loblaw stores, and steep income criteria limits this card’s accessibility. This co-branded card generously rewards Loblaw shoppers with up to 4.5% back on everyday spending categories, like gas, groceries and drugstore purchases. If you do not mind a more ecosystem-driven setup and are interested in squeezing more value out of partner merchants, Neo is worth a look.
